If you have homeowners insurance, you’re probably thinking: “If there’s a catastrophe, I’m covered. That’s what this is for, right?” Right..? You would think that your insurance covers the cost to rebuild your house if a covered hazard destroyed it. But more and more, the most unfortunate among us are […]
home insurance
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Since time immemorial: in the United States, Wildfire Season began in May and ended around October. That’s no longer the case. In 2020, nearly 59,000 wildfires happened. 2021 was even worse – surpassing 50,000 before September – during one of the worst droughts in American history. These fires raged through […]
There are six types of homeowner’s insurance. But the Standard Homeowners insurance policy, known as HO-3, is the most common insurance policy on the market. If you own your place, chances are you’re insured under an HO-3. The HO-1 and HO-2 are cheaper, more limited policies. The major difference is […]
Most people’s American dream is owning their own home. Whether it’s your first or fifteenth, it’s important to consider the various aspects of buying a home insurance policy. Factors such as your home’s condition and age can affect the amount of coverage that you require. Making a few smart decisions […]