If you have homeowners insurance, you’re probably thinking: “If there’s a catastrophe, I’m covered. That’s what this is for, right?” Right..? You would think that your insurance covers the cost to rebuild your house if a covered hazard destroyed it. But more and more, the most unfortunate among us are […]
Saul Roberts
24 posts
On the whole, we think we’re more honest than we are. But we lie to others for personal gain all the time, and occasionally for no reason at all. We lie to ourselves as effortlessly as we’d lie to a child. The further removed we are, the easier it gets. […]
In every state but New Hampshire, it’s illegal to own or operate an uninsured vehicle. But what happens if there’s a lapse in your insurance coverage? Legally: an insurance lapse is any period of time when a registered vehicle does not have at least the state-required minimum insurance coverage. It […]
For the first time in decades, after a long, steady climb upwards: life expectancy in the United States actually fell during the first year of the pandemic. There were so many additional deaths attributable to COVID-19 that the average mortality age declined by a full 1.5 years. You read that right: the […]
If you’re having trouble getting an affordable rate on your car insurance or even getting rejected outright – your driving might not be the problem. Instead, it could be your credit score that’s keeping you off the road. Maybe you’re a young driver without a credit card or loan history. Maybe you’ve […]
It’s one of the most frequent complaints about health insurance… We go to the doctor and are told that something – a test, service, or procedure – is absolutely necessary for our health and well-being. We ask the doctor if they’ll take our insurance and get a resounding: “yes – we can do […]
Caring for a pet is expensive, and the costs of veterinary care have never been higher. But your furry little friend doesn’t have any idea (or much impulse control – for that matter.) There’s always a chance that you could suddenly get hit with expensive emergency care or exam fees. […]
If you’re renting your home or apartment, chances are you have renters insurance. Most landlords require it. Considering how cheap most policies are, it’s foolish not to sign up. Even though your landlord is responsible for damage to the structure of your home, they aren’t responsible for you or your […]
Purchasing life insurance is a significant milestone – one that tends to immediately follow other milestones. Maybe you just had your first conversation about the subject with a financial advisor or a savvy parent. Perhaps you just got married, had your first child, or started a business, and you’re waking up to […]
Since time immemorial: in the United States, Wildfire Season began in May and ended around October. That’s no longer the case. In 2020, nearly 59,000 wildfires happened. 2021 was even worse – surpassing 50,000 before September – during one of the worst droughts in American history. These fires raged through […]