Purchasing life insurance is a significant milestone – one that tends to immediately follow other milestones. Maybe you just had your first conversation about the subject with a financial advisor or a savvy parent. Perhaps you just got married, had your first child, or started a business, and you’re waking up to […]
Monthly Archives: February 2022
21 posts
Since time immemorial: in the United States, Wildfire Season began in May and ended around October. That’s no longer the case. In 2020, nearly 59,000 wildfires happened. 2021 was even worse – surpassing 50,000 before September – during one of the worst droughts in American history. These fires raged through […]
Every responsible driver needs high-quality auto insurance with good coverage and rates to protect both you and the other drivers on the road from extremely expensive repair bills. No matter if you’ve been driving for a few months or a few decades, figuring out how to get the best car […]
The Holmes-Rahe Stress Life Stress Inventory is generally accepted as the most reliable clinical quantifier of stress by mental health professionals. And it concludes that one of the five most stressful events in life is… Moving. It’s an expensive, time-consuming, exhausting, alienating experience that, past a certain age, we rarely choose to […]
If you are planning on traveling, you might be wondering what different types of insurance will best suit your needs. Understanding what different types of insurance are available and the basics of how they work can make a huge difference when it comes to whether or not your trip will […]
You probably won’t think about life insurance much as a young adult. Many individuals only decide when they marry, buy a home, or have children. Now they have a reason to think about what will happen to their family if something should happen to them. It’s natural to want your […]
Renting is a popular option for people all over the world. It’s an affordable way to store your money, and it’s a great way to ensure your safety in the event that something happens to your property. Renters insurance is a type of insurance that helps you protect yourself from […]
There are many reasons why you need insurance. Some people think they don’t need it because they are safe drivers or live in a safe neighborhood. However, many risks are not taken into account when making these decisions. In this blog post, we will discuss why you need insurance and […]
I established a conceptual base in Part 1 and 2 of this series, but that’s not the whole picture. Healthcare is real. These aren’t just concepts floating around in the ether. They exist here, in the world, and change in response to various factors. Through an extended example, I’ll show how […]
In the first portion of this series, I discussed health insurance through the lens of everything we must pay for. This time, I’ll explain the costs your insurer is liable for. You’ll notice that insurance companies have fewer expense categories than you. That’s by design… Insurer’s Copay Your copay is only a portion of […]